Sarah Katerina
Property Purchase

The buying process, handled as one file.

From first viewing to key handover. NIE, due diligence, bank account, utilities, notary — one workflow, one point of contact, no handoffs between three advisors who've never met.

The file, front to back
  1. NIE
    Identity
    Foreign tax ID — filed before the arras.
  2. Nota simple
    Verification
    Registry check: ownership, debts, charges.
  3. Certificado de deuda
    Verification
    Community debt, IBI, utilities cleared.
  4. Contrato de arras
    Commitment
    Reservation contract — reviewed line by line.
  5. Modelo 600 · ITP
    Fiscal
    Transfer tax calculated and paid at signing.
  6. Escritura pública
    Signing
    The deed — signed at the notary.
  7. Registro de la Propiedad
    Post-signing
    Registered in your name within days.

Every file above is prepared, reviewed, and archived in one place. You never chase a document.

Who this is for

Is this the service you need?

You’re buying your first property in Spain as a non-resident, and you’ve been burned by conflicting advice.

You live abroad and need someone in Spain holding power of attorney, attending the notary, and translating the process.

You want the full fiscal picture before the arras — not after.

Process

End-to-end, in ordered steps.

01

Discovery call

Thirty minutes, free. We map your situation, timing, and financing.

02

NIE application

Processed in parallel to viewings. Without NIE you cannot sign the arras.

03

Due diligence

Nota simple, community debts, planning compliance, tax charges on the property.

04

Arras / reservation

Contract reviewed line by line. Tax exposure in writing before you commit the deposit.

05

Bank account + utilities

Non-resident account opened. Utilities transferred in your name ahead of signing.

06

Notary signing

Attended by Sarah or a colleague with power of attorney. You can be anywhere in the world.

Pains resolved

What you stop worrying about.

Surprise taxes appearing after signing.

Being the last person in the room to understand what the clause means.

Depending on an agent who also gets paid by the other side.

Paperwork bouncing between three advisors who don’t talk to each other.

Authority

Why Sarah, specifically, for this.

Twenty years reviewing other people’s purchase files from the inside of SUMA. I know the exact spots where the process breaks for foreigners — because those were the files that landed on my desk.

FAQ

Quick answers.

Do I need a Spanish lawyer as well?

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Legal and fiscal advice are coordinated in-house. If a third-party lawyer is preferred, I work alongside yours.

Can I sign without flying to Spain?

+

Yes, through a notarised power of attorney. This is standard for our clients.

When should I involve you in the process?

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Before the arras. Once the arras is signed, some tax choices become irreversible.

Talk to Sarah

Whatever stage you're at, let's talk.

A 30-minute discovery call is free and clarifies more than any email chain.